{"id":419,"date":"2025-12-02T14:49:10","date_gmt":"2025-12-02T13:49:10","guid":{"rendered":"https:\/\/casavanwik.es\/?page_id=419"},"modified":"2026-05-19T13:58:29","modified_gmt":"2026-05-19T11:58:29","slug":"koszty-zakupu","status":"publish","type":"page","link":"https:\/\/casavanwik.es\/pl\/koszty-zakupu\/","title":{"rendered":"Koszty zakupu"},"content":{"rendered":"<section class=\"u-clearfix u-image u-shading u-section-2\" id=\"sec-f3a1\" data-image-width=\"18\" data-image-height=\"12\" style=\"background-image: linear-gradient(rgba(0, 0, 0, 0.4), rgba(0, 0, 0, 0.4)), url(&quot;https:\/\/casavanwik.es\/wp-content\/uploads\/2025\/09\/photo-1450101499163-c8848c66ca85.jpeg&quot;);\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <div class=\"custom-expanded u-align-center u-container-align-center u-container-style u-group u-group-1\">\n          <div class=\"u-container-layout u-valign-top-lg u-valign-top-sm u-valign-top-xs u-container-layout-1\">\n            <p class=\"u-text u-text-white u-text-1\"> Koszty zakupu<\/p>\n            <p class=\"u-text u-text-white u-text-2\"> KOSZTY ZWI\u0104ZANE Z ZAKUPEM \u2013 WSZYSTKIE INFORMACJE NA TEMAT DODATKOWYCH KOSZT\u00d3W ZWI\u0104ZANYCH Z NABYCIE NIERUCHOMO\u015aCI W HISZPANII<\/p>\n            <a href=\"https:\/\/casavanwik.es\/pl\/oferty\/\" class=\"u-border-none u-btn u-button-style u-btn-1\">Znajd\u017a swoj\u0105 nieruchomo\u015b\u0107 <\/a>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-section-3\" id=\"block-6\">\n      <div class=\"u-clearfix u-sheet u-sheet-1\">\n        <div class=\"data-layout-selected u-clearfix u-expanded-width u-layout-wrap u-layout-wrap-1\">\n          <div class=\"u-layout\">\n            <div class=\"u-layout-row\">\n              <div class=\"u-container-style u-layout-cell u-size-33 u-layout-cell-1\">\n                <div class=\"u-container-layout u-valign-bottom-xxl u-valign-middle-lg u-valign-middle-md u-valign-middle-sm u-valign-middle-xl u-valign-middle-xs u-container-layout-1\">\n                  <h3 class=\"u-custom-font u-font-lato u-text u-text-grey-80 u-text-1\"> Koszty zakupu<\/h3>\n                  <p class=\"u-custom-font u-font-open-sans u-text u-text-grey-80 u-text-2\"> Przy&nbsp;<span style=\"font-weight: 700;\">CASA VANWIK&nbsp;<\/span>pomagamy zrozumie\u0107 wszystkie koszty zwi\u0105zane z zakupem nieruchomo\u015bci w Hiszpanii. Wiemy, \u017ce obliczenie ca\u0142kowitych koszt\u00f3w mo\u017ce by\u0107 myl\u0105ce, zw\u0142aszcza je\u015bli jest to pierwszy zakup w tym kraju. Dlatego nasz zesp\u00f3\u0142 ekspert\u00f3w jest tutaj, aby poprowadzi\u0107 Ci\u0119 na ka\u017cdym kroku.<br>\n                    <br>Podczas naszych spersonalizowanych konsultacji szczeg\u00f3\u0142owo przeanalizujemy Twoj\u0105 konkretn\u0105 sytuacj\u0119, rodzaj nieruchomo\u015bci, kt\u00f3r\u0105 chcesz naby\u0107 oraz wszystkie czynniki, kt\u00f3re maj\u0105 wp\u0142yw na ostateczne koszty. Dzi\u0119ki tym informacjom przygotujemy spersonalizowany dokument z pe\u0142nym i przejrzystym podzia\u0142em wszystkich koszt\u00f3w, z kt\u00f3rymi b\u0119dziesz musia\u0142 si\u0119 zmierzy\u0107, bez niespodzianek.\n                  <\/p>\n                <\/div>\n              <\/div>\n              <div class=\"u-container-style u-image u-layout-cell u-size-27 u-image-1\" data-image-width=\"16\" data-image-height=\"12\" style=\"background-image: url(&quot;https:\/\/casavanwik.es\/wp-content\/uploads\/2025\/09\/photo-1579524610238-f5e8681d2372.jpeg&quot;);\">\n                <div class=\"u-container-layout u-valign-top-lg u-valign-top-md u-valign-top-sm u-valign-top-xl u-valign-top-xs u-container-layout-2\"><\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-section-4\" id=\"sec-4628\">\n      <div class=\"u-clearfix u-sheet u-valign-middle-lg u-valign-middle-md u-valign-middle-sm u-sheet-1\">\n        <div class=\"data-layout-selected u-clearfix u-expanded-width u-layout-wrap u-layout-wrap-1\">\n          <div class=\"u-gutter-0 u-layout\">\n            <div class=\"u-layout-row\">\n              <div class=\"u-container-style u-layout-cell u-shape-rectangle u-size-60 u-layout-cell-1\">\n                <div class=\"u-container-layout u-container-layout-1\">\n                  <p class=\"u-align-left u-text u-text-1\"><b><u><\/u><\/b>Zakup nieruchomo\u015bci na rynku pierwotnym\n                  <\/p>\n                  <ul class=\"u-align-left u-spacing-7 u-text u-text-2\">\n                    <li> 10% \u2013 podatek od warto\u015bci dodanej (VAT)<\/li>\n                    <li> 1,5% \u2013 Podatek od czynno\u015bci prawnych (podatek od czynno\u015bci prawnych)<\/li>\n                    <li> 0,4% - 0,8% - Notariusz<\/li>\n                    <li>0,2% \u2013 wpis do rejestru nieruchomo\u015bci (Registro de la Propiedad)<\/li>\n                    <li>300-400 \u20ac - Pod\u0142\u0105czenie pr\u0105du i wody.<\/li>\n                  <\/ul>\n                  <p class=\"u-align-left u-text u-text-3\"> Ca\u0142kowite koszty dodatkowe: oko\u0142o 12\u201313%<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-section-5\" id=\"sec-3eb3\">\n      <div class=\"u-clearfix u-sheet u-valign-middle u-sheet-1\">\n        <div class=\"data-layout-selected u-clearfix u-expanded-width u-layout-wrap u-layout-wrap-1\">\n          <div class=\"u-gutter-0 u-layout\">\n            <div class=\"u-layout-row\">\n              <div class=\"u-container-style u-layout-cell u-shape-rectangle u-size-60 u-layout-cell-1\">\n                <div class=\"u-container-layout u-valign-top-lg u-valign-top-md u-valign-top-sm u-valign-top-xs u-container-layout-1\">\n                  <p class=\"u-align-left u-text u-text-1\"><b><u><\/u><\/b><b><\/b>Zakup nieruchomo\u015bci na rynku wt\u00f3rnym\n                  <\/p>\n                  <ul class=\"u-align-left u-spacing-10 u-text u-text-2\">\n                    <li> 10% \u2013 Podatek od czynno\u015bci prawnych (podatek od czynno\u015bci prawnych)<\/li>\n                    <li> 0,4% \u2013 0,8% \u2013 Notariusz<\/li>\n                    <li> 0,2% \u2013 Wpis do rejestru nieruchomo\u015bci (Rejestru Nieruchomo\u015bci)<\/li>\n                  <\/ul>\n                  <p class=\"u-align-left u-text u-text-3\"> Ca\u0142kowite koszty dodatkowe 11 %<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-section-6\" id=\"sec-7ef2\">\n      <div class=\"u-clearfix u-sheet u-valign-middle u-sheet-1\">\n        <div class=\"data-layout-selected u-clearfix u-expanded-width u-layout-wrap u-layout-wrap-1\">\n          <div class=\"u-gutter-0 u-layout\">\n            <div class=\"u-layout-row\">\n              <div class=\"u-container-style u-layout-cell u-shape-rectangle u-size-60 u-layout-cell-1\">\n                <div class=\"u-container-layout u-valign-top-lg u-valign-top-md u-valign-top-sm u-valign-top-xs u-container-layout-1\">\n                  <p class=\"u-align-left u-text u-text-1\"><b><u><\/u><\/b>Koszty uzyskania kredytu hipotecznego\n                  <\/p>\n                  <ul class=\"u-align-left u-spacing-12 u-text u-text-2\">\n                    <li> 0,5% kwoty kredytu \u2013 Akt notarialny kredytu<\/li>\n                    <li> 1,5% kwoty kredytu \u2013 podatek od czynno\u015bci cywilnoprawnych (podatek od czynno\u015bci cywilnoprawnych)<\/li>\n                    <li> 350 \u20ac - Wpis kredytu do rejestru nieruchomo\u015bci<\/li>\n                    <li> 350 \u20ac - Wycena nieruchomo\u015bci<\/li>\n                    <li> 1% - 2% - Prowizja bankowa za udzielenie kredytu<\/li>\n                  <\/ul>\n                  <p class=\"u-align-left u-text u-text-3\"> Koszty kredytu: oko\u0142o 3%.<\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>\n    <section class=\"u-clearfix u-section-7\" id=\"sec-a817\">\n      <div class=\"u-clearfix u-sheet u-valign-middle-lg u-valign-middle-sm u-sheet-1\">\n        <div class=\"data-layout-selected u-clearfix u-expanded-width u-layout-wrap u-layout-wrap-1\">\n          <div class=\"u-layout\">\n            <div class=\"u-layout-row\">\n              <div class=\"u-container-style u-layout-cell u-size-36-lg u-size-36-xl u-size-36-xxl u-size-60-md u-size-60-sm u-size-60-xs u-layout-cell-1\">\n                <div class=\"u-container-layout u-valign-top-lg u-valign-top-md u-valign-top-sm u-valign-top-xs u-container-layout-1\">\n                  <p class=\"u-align-left u-text u-text-1\"> Honorarium adwokata: 1200 \u20ac.<\/p>\n                  <ul class=\"u-align-left u-spacing-14 u-text u-text-2\">\n                    <li> Przygotowanie um\u00f3w<\/li>\n                    <li> Sprawdzenie, czy w\u0142a\u015bciciele s\u0105 prawowitymi i zarejestrowanymi w\u0142a\u015bcicielami nieruchomo\u015bci.<\/li>\n                    <li> Przeniesienie rachunk\u00f3w za pr\u0105d i wod\u0119 na nowego w\u0142a\u015bciciela<\/li>\n                    <li> Uzyskanie za\u015bwiadczenia z urz\u0119du miasta potwierdzaj\u0105cego, \u017ce nieruchomo\u015b\u0107 nie jest obci\u0105\u017cona \u017cadnymi zobowi\u0105zaniami.<\/li>\n                    <li>Uzyskaj za\u015bwiadczenie od administracji potwierdzaj\u0105ce brak zaleg\u0142o\u015bci w op\u0142atach za media.<\/li>\n                    <li>Przygotowanie spotkania z notariuszem<\/li>\n                    <li> Sprawdzenie dokument\u00f3w niezb\u0119dnych do bezpiecznego przeprowadzenia transakcji<\/li>\n                    <li>Wpis nieruchomo\u015bci do rejestru<\/li>\n                    <li>Poinformowanie urz\u0119du katastralnego (SUMA) o zmianie w\u0142a\u015bciciela<\/li>\n                  <\/ul>\n                <\/div>\n              <\/div>\n              <div class=\"u-container-style u-layout-cell u-size-24-lg u-size-24-xl u-size-24-xxl u-size-60-md u-size-60-sm u-size-60-xs u-layout-cell-2\">\n                <div class=\"u-container-layout u-valign-bottom-lg u-valign-bottom-md u-valign-bottom-sm u-valign-bottom-xl u-container-layout-2\">\n                  <img decoding=\"async\" class=\"u-expanded-width u-image u-image-default u-image-1\" src=\"https:\/\/casavanwik.es\/wp-content\/uploads\/2026\/05\/photo-1695759546600-bc0be820799a.jpeg\" alt=\"\" data-image-width=\"960\" data-image-height=\"1280\" data-animation-name=\"customAnimationIn\" data-animation-duration=\"1000\" data-animation-delay=\"0\" data-animation-out=\"0\">\n                <\/div>\n              <\/div>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/section>","protected":false},"excerpt":{"rendered":"<p>Ga\u200bstos de compra GASTOS DE COMPRA \u2013 TODA LA INFORMACI\u00d3N SOBRE COSTES ADICIONALES AL ADQUIRIR UNA PROPIEDAD EN ESPA\u00d1A Encuentra tu propiedad Ga\u200bstos de compra En&nbsp;CASA VANWIK&nbsp;le ayudamos a entender todos los gastos asociados a la compra de su propiedad en Espa\u00f1a. Sabemos que calcular los costes totales puede resultar confuso, especialmente si es su &hellip; <a href=\"https:\/\/casavanwik.es\/pl\/koszty-zakupu\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> \u00abGastos de compra\u00bb<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-419","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Gastos de compra - Casa Vanwik<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/casavanwik.es\/pl\/koszty-zakupu\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gastos de compra - Casa Vanwik\" \/>\n<meta property=\"og:description\" content=\"Ga\u200bstos de compra GASTOS DE COMPRA \u2013 TODA LA INFORMACI\u00d3N SOBRE COSTES ADICIONALES AL ADQUIRIR UNA PROPIEDAD EN ESPA\u00d1A Encuentra tu propiedad Ga\u200bstos de compra En&nbsp;CASA VANWIK&nbsp;le ayudamos a entender todos los gastos asociados a la compra de su propiedad en Espa\u00f1a. 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